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Seamless cross-chain swaps
for сrypto loans

Advanced tools
for сrypto loans
Integrate effortlessly with robust APIs, secure blockchain technology, and efficient cross-chain swaps.
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Cross-chain swaps
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Custody solution
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100+ chains & fiat
Get your loan
14% APR
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APR
需要抵押品
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贷款期限
无限制
年利率
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价格下限
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贷款金额
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* Additional fees: 0 USDT for loans longer than 30 days, otherwise 100 USDT
Why choose us for crypto loans platforms?
Web3 developer kit
Build your loans API and API for lending services using our crypto exchange solutions with custody options
Exchange API for сrypto loans
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Accept crypto collateral on over 100 blockchain networks and disburse loans in your chosen stablecoin using our versatile crypto exchange API.
Custody API for secure storage
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One crypto exchange integration API allows you to fully utilize NOW Custody’s functionality, including seamless trading platform integration and secure asset management.
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Embed a turnkey solution into your crypto loan platform with minimal code. Offer instant crypto exchanges and a wide range of cryptocurrency pairs effortlessly.
White Label Solutions
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Create a crypto exchange or a crypto wallet and integrate them into your crypto loan platform, offering access to over 900 cryptocurrencies and fiat options for a consistent user experience.

Example Response

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[
  {
    "id": 5517577077,
    "currency_type": "FIAT",
    "ticker": "EUR",
    "name": "Euro",
    "enable": true,
    "has_external_id": true,
    "is_featured": true,
    "is_stable": true,
    "is_available": true,
    "logoUrl": "https://somewhere.com",
    "payment_methods": [
      {
        "type": "SEPA_1",
        "deposit_enabled": true,
        "withdrawal_enabled": true
      }
    ],
    "block_explorer_url_mask": null,
    "default_exchange_value": 300,
    "networks": [
      {
        "name": "Binance Coin Mainnet",
        "network": "BNB",
        "block_explorer_url_mask": null,
        "payment_methods": {
          "type": "SEPA_1",
          "deposit_enabled": true,
          "withdrawal_enabled": true
        }
      }
    ]
  }
];
How to build crypto loans with NOW
Set up loans & savings
Implement crypto loan and savings products to offer flexible borrowing and saving options.
NOW tool
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Custody API
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Сrypto collateral in multiple stablecoins
Enable collateral acceptance in various stablecoins for secure and diverse loan agreements.
NOW tool
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Exchange API
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Integrate cross-chain swaps for users
Use cross-chain swap tools for seamless asset crypto exchanges and bridges across different blockchains.
NOW tool
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Exchange API
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Manage collateral assets
Securely store and manage collateral with advanced custody solutions.
NOW tool
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Custody API
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Expand userbase by offering fiat
Integrate fiat-to-crypto transactions to attract and engage a broader audience.
NOW tool
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Fiat API
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Earn 🥳
Monetize through transaction fees, loan interest, and other financial products for revenue growth.
NOW tool
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All APIs
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Trusted by:
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FAQ

How can ChangeNOW's features enhance a crypto loan platform?
ChangeNOW's features can significantly enhance a crypto loan platform by providing fast, secure, and transparent exchange services, including the ability to convert various cryptocurrencies to the required loan collateral swiftly. This ensures enhanced liquidity and flexibility for users.
Moreover, ChangeNOW facilitates seamless integration with fiat currencies, allowing crypto lenders to manage and exchange assets in both crypto and fiat without hidden fees. This comprehensive approach not only attracts more users but also provides a reliable mechanism for managing crypto loans effectively. Learn more about ChangeNOW features.
What blockchains does ChangeNOW support and what are their benefits?
ChangeNOW supports a wide range of blockchains, including Bitcoin, Ethereum, Binance Smart Chain, Tron, and many more. These blockchains offer various benefits to make you the best crypto loan platform, for example:
  • Bitcoin: High security and widespread adoption.
  • Ethereum: Smart contract capabilities and extensive DeFi ecosystem.
  • Binance Smart Chain: Low transaction fees and fast processing times.
  • Tron: High throughput and scalable network. These diverse options enable platforms to cater to different user needs and preferences, enhancing the overall user experience.
With ChangeNOW, crypto lenders can obtain a Bitcoin loan or borrow money using crypto on over 70 other blockchains.
What are the operational specifics of ChangeNOW's fiat gateway services?
ChangeNOW's fiat gateway services allow users to buy and sell cryptocurrencies using traditional fiat currencies like USD, EUR, and more. This service ensures a seamless bridge between the traditional financial system and the crypto world, making it easier for users to enter and exit the crypto market. Key specifics include:
  • Simple and quick transactions: Users can quickly buy crypto with fiat or convert crypto back to fiat.
  • Wide range of fiat currencies: Supports multiple fiat currencies to cater to a global audience.
  • Secure and compliant: Ensures high levels of security and compliance with regulatory.
  • No-KYC: ChangeNOW supports no-KYC (Know Your Customer) fiat-to-crypto exchanges up to 700 EUR!
How does ChangeNOW's fee structure work?
ChangeNOW prides itself on transparency with our fee structures. The exchange rates displayed include all fees, ensuring there are no hidden charges. These are the possible fees that are included in the transaction:
  • network fee for the deposit transaction from a customer's wallet;
  • network fee for transferring coins to our liquidity provider;
  • trading fees that our liquidity providers charge;
  • network fee for sending the exchanged funds to the customer.
The fees are competitive and reflect the service's commitment to providing value. The exact fee can vary based on the specific transaction, cryptocurrency pair, and market conditions. Users can always check the exact fee before confirming any transaction. Read more about ChangeNOW's fee structures.
How can I start integrating ChangeNOW into a new or existing project?
Integrating ChangeNOW into your crypto loan platform is straightforward and can greatly enhance its functionality. Here are the steps to get started:
  1. Sign up for a ChangeNOW account: Create an account on the ChangeNOW platform.
  2. Access API documentation: Obtain the API documentation and keys necessary for integration.
  3. Customize integration: Use the API to customize how ChangeNOW fits into your project, whether it's for exchange services, fiat gateways, or other functionalities.
  4. Test integration: Conduct thorough testing to ensure seamless operation within your project.
  5. Launch and monitor: Deploy the integration and monitor its performance to ensure a smooth user experience.